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OCRV Center
Insurance repair expert

Custom Build and Aftermarket Coverage

The short answer

Custom conversions and aftermarket upgrades get valued as stock vehicles and shortchanged on claims. We document the build and itemize every accessory so it is counted, not quietly left out.

A custom van or upgraded coach is worth far more than a stock valuation, yet claims often miss that. Here is how we make sure your build and accessories are documented and covered.

Why custom builds get undervalued

Standard valuations price a rig as it left the factory. A conversion, solar setup, or interior build is invisible to that math unless it is documented, so it gets shortchanged.

Documenting the build and accessories

We itemize the conversion work, upgrades, and accessories with detail the carrier can act on, so the claim reflects the rig you actually own.

  • Conversion and interior build itemized
  • Solar, electrical, and accessory upgrades listed
  • Aftermarket parts documented for the claim

Repairing to the build's standard

We repair custom work back to its finished condition, matching the materials and craftsmanship of the original build rather than a generic fix.

Questions

Frequently asked questions

Will my custom van conversion be covered on a claim?+

It can be, but only if it is documented. We itemize the conversion, upgrades, and accessories so the claim reflects the real value of your build rather than a stock valuation.

How do I prove the value of aftermarket upgrades?+

Keep receipts and records of the work, and we document the installed upgrades and accessories in detail. That documentation supports the claim so the carrier values the rig accurately.

Do you repair custom builds back to their original condition?+

Yes. We match the materials and craftsmanship of the original build so the repair restores the finished work, not a generic version of it.

Start your insurance claim the right way

Before you file a claim or choose a shop, know how the process really works. Our Free Booklet breaks down the most common insurance pitfalls and how to avoid them.

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